Start by taking your cream cheese out of the refrigerator and allowing it to soften at room temperature for 20-30 minutes. Beat it until it’s creamy and free of lumps.

In a mixing bowl, combine the softened cream cheese with sweetened condensed milk. Beat until smooth, then add instant French vanilla pudding mix and milk, stirring until thickened.

Arrange vanilla wafers in a single layer to cover the bottom of a 9x13-inch dish. Layer sliced bananas over wafers, followed by a layer of fresh strawberries.

Pour half of the pudding mixture over the fruit and wafers, spreading evenly with a spatula.

Add another layer of vanilla wafers, followed by sliced bananas and strawberries. Pour the remaining pudding mixture over these layers.

Spread the whipped topping evenly over the final pudding layer for a neat appearance.

Cover with plastic wrap and refrigerate for at least 4 hours, preferably overnight for optimal texture.